Auto-Owners has been providing insurance since 1916. We are represented by over 35,000 independent agents in more than 5,600 agencies in 24 states. As a result of our outstanding growth, Auto-Owners Insurance Group earned recognition as being a member of the Fortune 500 group of companies for 2005.

Citizens Insurance, a company of The Hanover Insurance Group, a trusted name in the insurance industry since 1915 when the company offered the first automobile insurance in Michigan, is today a leading property and casualty insurance carrier in the Midwest.

Hastings Mutual Insurance Company is a mutual insurance company actively writing insurance in five midwestern states: Illinois, Indiana, Michigan, Ohio, and Wisconsin. Hastings Mutual offers various property and casualty insurance products for individuals, businesses, and farms. All of Hastings Mutual's insurance policies are written exclusively though a network of appointed independent insurance agencies.

Fremont Insurance Company, a subsidiary of Fremont Michigan InsuraCorp., Inc., is a Michigan exclusive property and casualty insurance carrier with headquarters in Fremont, Michigan since our inception in 1876. Because we make our own homes and livelihood in Michigan, we understand our State's unique geography, climate, demographics, and lifestyles.

Accident Fund Insurance Company of America is an organization of dedicated people serving the needs of our agents and their customers. We strive to protect employers from financial loss by helping them create and maintain a safe, productive workplace. We provide injured employees with security, compassionate care, and the opportunity to return to work as soon as possible. We achieve financial superiority for our stakeholders by diversifying our products and services nationally, while always placing our customers and communities first.

The Progressive Group of Insurance Companies ranks third in the nation for auto insurance, with more than 12 million customers.

Michigan Millers Mutual Insurance Company provides auto, homeowners, agribusiness insurance and a full range of property and casualty coverages for small and midsize businesses. We're committed to delivering a high level of customized and very personal service. This commitment is transforming Michigan Millers from "just another insurance company" to an extraordinary one.